Line of Credit
Term Loan
Equipment Financing
Working Capital Loan
Consider a line of credit as your financial umbrella for unexpected showers. Tap into your funds only when the necessity arises.

What you get

$100,000,000

Line of Credit
Amount
Rate
Term length

Summary

Loan Amount: $100,000
Payback amount: $102,000

Payment frequency: Daily
Compounding: Monthly

What you pay

Total monthly payment

$1,280

Total payment
Payment frequency

What we need

- Completed application
- 3 months business bank statements

Check eligibility

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More than 10,000 happy clients

Smooth Process, Amazing Support

This was my first experience with business loans, and I couldn't be happier. The application was easy and quick, and the support team was always there to guide me through any questions or concerns. Highly recommend!

John P., Small Business Owner

Invaluable Resource for Growth

Securing a loan with CapSpot was instrumental in the expansion of our business. Their same-day approval and no credit impact made the entire process seamless. A game-changer for entrepreneurs!

Emily R., Founder & CEO

Trustworthy and Efficient

From the moment I started my loan application to receiving the funds, the service was top-notch. It's clear that CapSpot values their clients and their support team is simply amazing. They're my go-to for any future financial needs.

Michael S., Independent Contractor

Funding Made Easy

As a restaurant owner, time is always of the essence. The speed and efficiency of their approval process were exactly what I needed to boost my operations. Plus, the peace of mind knowing that it didn't impact my credit score was the cherry on top!

Lisa T., Restaurant Owner

Choose the proven choice.

CapSpot delivers financing that hits the spot for thousands of business owners across the US. Our proven track record demonstrates our dedication to providing quick, efficient, and accessible financial solutions.

$1.2B Funded

We've provided over $1.2 billion in financing, empowering businesses to reach their goals.

10,000+ Businesses

Over 10,000 businesses have trusted us as their financial partner, reinforcing our commitment to success.

Our Standards

No Credit Impact

Applying for a loan with us doesn't affect your credit score. Keep your financial health intact while exploring the best options for your business.

Same-Day Approval

Don't let time hold you back. We offer rapid approvals, often within the same day of application. Get the funds you need when you need them.

24/7 Support

Anytime, anywhere - we're here for you. Our dedicated team is available around the clock to answer your queries and assist you throughout your loan journey.

How it works

1. Find a loan you love

Discover a loan that fits your business needs perfectly. With our simple and intuitive loan calculator, you can easily compare different loan types and their terms. No complications, no stress, just a seamless experience to help you find the best fit.

2. Check if you're eligible

Want to see if you qualify? Don't worry, we've got you covered. With our streamlined eligibility checker, you can see if you're a fit for your chosen loan in just a few minutes. And the best part? Checking your eligibility won't affect your credit score.

3. Get approved & funded

Once you've found your ideal loan and confirmed your eligibility, our experienced advisors are ready to assist you. They'll guide you through the approval process to make it as smooth as possible. Before you know it, your loan will be approved and funds will be on their way to help your business thrive. It's as easy as 1, 2, 3!

What are you waiting for?
Choose from our merchant favorites.

Line of Credit

Get approved for a credit line to use at anytime. Only pay for what you borrow.

Check Eligibility

Term Loan

Get a large sum upfront and pay fixed payments over a long period.

Check Eligibility
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